Unbiased Motorcycle Insurance Company Reviews

Comparing Motorcycle insurance quotes from top companies online is a great way to find the cheapest insurance rates. After all, why ride all around town when you can get Motorcycle insurance quotes online? The more quotes you get, the more chances you have to save and ride. Get started now!

Enter Your Zip Code
To Get Your Free Quote Now!

Classic Motorcycle Insurance Companies

Classic Motorcycle Insurance Companies

Do you own a classic motorcycle? If so, you definitely need to get coverage with a provider that specializes in covering these types of vehicles. For most riders, classic bikes carry a lot of sentimental and personal value that may not be accounted for by an average insurer. When you shop around for coverage, make sure that the providers you are considering have sufficient coverage for your classic or antique vehicle.

Classic Motorcycle Insurance Companies

There are a few companies that provide coverage for vintage, modified, and classic motorcycles. They do so by providing what is referred to as “Agreed Value Insurance.” This is basically a way of saying that you negotiate with your insurer to determine a value that you both agree upon for your motorcycle. Agreeing on a value is necessary because current market value may not reflect what your classic vehicle is actually worth. Below are the companies that will provide you with the protection that you need for your classic bike.

1. Hagerty: This is touted as being the best company to insure any kind of classic vehicle. They will give you a policy for your motorcycle as long as you qualify through their application process. Most of their customers say that they offer the best coverage for classic bikes and will not consider switching.

2. Progressive: Take your average mainstream insurer and throw in a policy for classics right? Although you may not expect them to offer much coverage, they do a great job at providing what you need for your classic vehicle. Just because they offer mainstream coverage too does not mean you should rule them out for your classic.

3. Allstate: As one of the premier insurers in the United States, this company will give you a policy that covers your classic bike. It is up to you to determine whether they offer enough coverage and/or an affordable rate.

4. Farmers: Here we have another top level company opening up and providing coverage to classic vehicles. If you already have coverage with Farmers or are interested in their company, be sure to give them consideration.

5. Markel: A company that has gained popularity in recent years that will provide for your classic.

6. Grundy: You probably have heard of Grundy if you are any kind of collector or are involved in the classic vehicle community. The only complaints that I’ve heard about this company are that they overcharge customers. You also must insure an automobile with them before you insure your motorcycle.

7. American Modern: Perhaps a bottom of the barrel type company to consider if you are desperate and cannot find any other coverage for your vintage bike.

Questions to Ask Before You Insure Your Classic Bike

Before you get coverage for your classic bike, you should ask yourself some questions. These questions will help you keep important things in mind when considering an insurance company. You should always make sure that you have the coverage that you need at a rate which you can afford. When it comes to classics, they are generally more fragile, and carry significantly more sentimental value compared to other vehicles.

  • How much coverage do I need?
  • Should I get custom parts and equipment coverage?
  • What are the coverage limits?
  • Does the company specialize in vintage or classic bikes?
  • Is the company knowledgeable of classic vehicle insurance?
  • Am I limited to riding my bike at shows?

Classic Motorcycle Insurance Quotes Online

If you haven’t decided on a company to insure your classic bike, you can always conduct a search online. It’s pretty simple and straightforward to find companies in your area. All you need to do is enter your Zip Code in the box below (or anywhere on the page) and click “Go!” Once you have done that, all you need to do is check out some companies, determine whether they offer the coverage that you’re looking for, and apply for a policy. If you aren’t sure about whether the company is offering the type of coverage that you need, make sure that you ask them specifically.

Leave a Comment

Your email address will not be published. Required fields are marked *

Choose a Rating