Unbiased Motorcycle Insurance Company Reviews

Comparing Motorcycle insurance quotes from top companies online is a great way to find the cheapest insurance rates. After all, why ride all around town when you can get Motorcycle insurance quotes online? The more quotes you get, the more chances you have to save and ride. Get started now!

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Do You Need Motorcycle Insurance With A Learner’s Permit?

Do You Need Motorcycle Insurance With A Learner’s Permit?

Do you need motorcycle insurance with a learners permit? Yes. Even though you have yet to obtain your official motorcycle license and/or endorsement, you are still going to be driving on public roads. In the majority of states, you will be required to carry at least liability coverage to legally operate your motorcycle. For more information, be sure to read “State Requirements” – you can select your location and determine the legal minimums.

Motorcycle Insurance With a Permit: Are You Covered by Your Parents Policy?

If you are a younger driver, your parents may insure your motorcycle while you have your permit. In this case, they will be responsible for accompanying you on the motorcycle anytime you drive it with just a permit. In other words, if you do not have insurance under your name, you must be accompanied by someone who has insurance under their name for the motorcycle that you plan on driving.

Motorcyclists with Learner’s Permits Must Follow State Laws

If you have a learner’s permit, you may need to follow specific rules that pertain to your state’s permit regulations. You may not be able to drive between certain times, have passengers, etc. You also should be familiar with your state’s requirements for safety and insurance laws.

  • Curfew: Certain states may issue a curfew for motorcyclists that only have obtained a permit. This means you will not be able to drive after certain times.
  • Passengers: While you have a learner’s permit, you are not allowed to have passengers other than an instructor or an individual of at least 20 years of age who has held a valid license for four or
  • Safety: All motorcyclists with permits must wear certified helmets and eye protection.

How to Get Motorcycle Insurance with a Permit

Getting insurance with a learner’s permit is done the same way a person with a standard motorcycle license would obtain insurance. You should take the time to search for providers, collect quotes, compare coverage, and then choose an insurer. To help make your process as easy as possible, just follow the steps below and you should be well on your way to getting coverage so that you can ride with a permit.  Certain companies may require that you obtain an actual motorcycle endorsement before you buy insurance, but most will give you insurance options with just a permit.

  1. Search for Providers – Using the free Zip Code box below, enter your location. This will help you find providers in your specific location.
  2. Gather Quotes – From the companies that are shown, get a free quote from each one. Quotes will help you determine what each company charges for their insurance policies. Once you have gathered quotes, you can determine who offers the lowest priced coverage.
  3. Compare Coverage – In addition to gathering quotes, you will need to compare coverage. Determine how much coverage you want for your motorcycle and narrow down your search to companies that have what you need.
  4. Select an Insurer – When you have gone through the entire process of comparing prices with coverage, you can select an insurance provider for a policy. Obtaining a policy is a step that must be taken before you drive with a learner’s permit!

Note: Individuals will be turned down by most companies if they attempt to get insurance without a license or permit.  There are only a few exceptions such as disabilities that allow individuals to purchase insurance for their motorcycle without an official permit or endorsement.

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