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Comparing Motorcycle insurance quotes from top companies online is a great way to find the cheapest insurance rates. After all, why ride all around town when you can get Motorcycle insurance quotes online? The more quotes you get, the more chances you have to save and ride. Get started now!

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Motorcycle Insurance For Foreigners In USA

Motorcycle Insurance For Foreigners In USA

It can be tough to get motorcycle insurance as a foreigner living in the United States. Chances are that if you just moved here, you probably aren’t too familiar with the driving rules, licensing regulations, and insurance requirements. This is a lot of information to take in as a foreigner, but don’t let the learning curve hold you back from riding a motorcycle while you’re here. In the USA, all you need to do is have a valid motorcycle driver’s license, obtain insurance, and you’re set to drive.

Motorcycle Insurance for Foreigners in USA

Before you start searching for an insurance policy, you should know how long you plan on staying in the U.S. If you are going to be here for more than a full year, you may want to get more or different coverage than someone who is going to be here for just a few months.  The key question to ask yourself before you get coverage is: How long will you be in the United States?

Long Term: Permanently or 1+ Year (Annual Coverage)

If you plan on sticking around for a full year or making your stay here permanent, you should make sure you get coverage from a trusted insurer. Once you know the location that you will be staying and riding, you can determine the state’s coverage requirements and get a plan to fulfill them. To find a provider, simply enter your Zip Code into one of the forms on this site – all of the best insurers will be shown based on your location.

  • Annual Policy – If you have permanently relocated to the U.S. or are going to be here for at least a full year, you will want to get an annual policy. This type of policy will have you covered for a full year and the nice thing is you can cancel if you no longer need coverage.

Short Term: Less than a Year (Temporary Motorcycle Insurance Policy)

If you are going to be in the United States for less than a year on travel and want to drive a motorcycle, you already know that you’ll need insurance. You have a variety of options in regards to coverage. The coverage term that you agree to should be dependent upon how long you plan on riding while you are visiting. Various temporary motorcycle insurance coverage options are highlighted below.

  • 6 Month Policy – If you want to drive for roughly six months, you should talk to a major provider about getting temporary coverage for this amount of time.
  • 1 Month Policy – If you aren’t going to be in the United States for very long, many major providers will allow you to obtain a 30 day policy. This is very short term coverage that will protect you for the short duration that you plan on riding.
  • 1 Week Policy – Do you need coverage for just 7 days or less? If so, you may want to look into getting coverage for just one week. If you do not own the motorcycle and are renting, most rental agencies will have an insurance option for you to buy. It is recommended to buy through your rental company.
  • 1 Day Policy – If you are a foreigner, chances are that you don’t own a motorcycle here in the U.S. In this case, you will want to keep things simple and purchase coverage through the rental company. It will be quick and convenient if you are not from the states.

Motorcycle Insurance Companies for Foreign Riders in the USA

Which insurers will give a policy to foreign riders? Assuming you don’t have any major problems with the law or a bad legal record, and you’re able to provide proper licensing, most insurers will be happy to work with you for an insurance policy. In order to find a company that offers you a good deal takes a little bit of work though. Fortunately, you can use the Zip Code box’s around this site to help narrow your search to providers in your specific location.

When you have taken the time to collect quotes from various insurers in your area, you can start comparing coverage. Be sure to do a little research and calculate which company is going to give you the most coverage for the least amount of money. Also be sure to read some reviews on this website if you want further information about a certain company. If you follow this process, it is only a matter of time before you will be able to cruise through the United States on a motorcycle.

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