Arkansas motorcycle insurance at a glance: Minimum liability: 25/50/25 Helmet: Required Lane splitting: Illegal License: Class M What does 25/50/25 actually mean? $25,000 — maximum payment for one person’s bodily injury or death $50,000 — maximum total payment for all people’s injuries in one crash $25,000 — maximum payment for property damage you cause (other …
California motorcycle insurance at a glance: Minimum liability: 30/60/15 Helmet: Required Lane splitting: Legal California riders deal with a mix that almost no other state combines: lane splitting is legal, helmets are mandatory for every rider and passenger, and the state minimum liability limits jumped to 30/60/15 for policies issued or renewed on or after …
Florida motorcycle insurance at a glance: Minimum liability: 10/20/10 Helmet: 21+ exempt No mandate (required after crash) Lane splitting: Illegal What does 10/20/10 actually mean? $10,000 — Maximum for bodily injury to one person under Florida’s financial responsibility benchmark $20,000 — Maximum for total bodily injuries per crash when multiple people are hurt $10,000 — …
Georgia motorcycle insurance at a glance: Minimum liability: 25/50/25 196 rider fatalities (2023) Helmet: Required Lane splitting: Illegal What does 25/50/25 actually mean? Georgia requires three numbers: $25,000 bodily injury liability per person, $50,000 per crash, and $25,000 property damage liability. This is the legal minimum to keep your bike registered and operational. However, these …
Illinois motorcycle insurance at a glance: MINIMUM LIABILITY 25/50/20 REQUIRED COVERAGE Liability + UM VERIFICATION ILIVS Check Liability Required Electronic Verification Penalties Severe Illinois riders have two separate insurance problems to think about. The first is the obvious one: if your motorcycle is plated and you ride it on public roads, you need liability insurance. …
Mississippi motorcycle insurance at a glance: 25/50/25 Minimum 28.2% Uninsured Rate 1-Year Suspension Risk Mississippi still lets you ride legally with 25/50/25 liability limits. That is the floor, not the safe number. Mississippi also had the highest uninsured-driver rate in the country in 2023 at 28.2%, which means a bare-minimum policy leaves a rider exposed …