Kentucky Motorcycle Insurance at a Glance Minimum: 25/50/25 Single Limit: $60,000 No BRB Required 1,665 Crashes in 2024 Kentucky has one of the stranger motorcycle-insurance setups in the country. The Commonwealth is a no-fault state for motor vehicles generally, but a motorcycle can be legally registered with liability-only coverage. Under KRS 304.39-110, a bike satisfies …
Minimum Liability 25/50/10 Uninsured Motorist 25/50 Required Helmet Law Partial (Under 18) Lane Splitting Illegal In Wisconsin, a motorcycle can be street-legal with less coverage than many riders expect: $25,000/$50,000/$10,000 in liability, plus $25,000/$50,000 in uninsured motorist bodily injury coverage. That package keeps you legal. It does not repair your bike after a deer strike, …
Wyoming Motorcycle Insurance at a Glance Liability: 25/50/20 UM: Required (unless rejected) Helmet Law: Adults exempt Lane Splitting: Illegal Wyoming makes it easy to stay legal and easy to stay underinsured. The state minimum for a street-legal motorcycle is still 25/50/20, adults 18 and older can ride without a helmet, and lane splitting is flatly …
New Mexico motorcycle insurance at a glance: Minimum liability: 25/50/10 UM/UIM: Must be offered Helmet law: 18+ optional Lane splitting: Illegal New Mexico riders have a problem many insurance articles barely mention: your policy does not just have to exist, it has to show up correctly in the state’s insurance database. The Motor Vehicle Division …
Vermont motorcycle insurance at a glance: Minimum liability: 25/50/10 Required UM/UIM: 50/100 Helmet law: Universal Lane splitting: Illegal Vermont is a small state with a surprisingly specific insurance and motorcycle-law framework. Riders here deal with short seasons, mountain weather, annual inspections, rural towing realities, and a statute book that is unusually detailed on helmets, lane …
Texas Motorcycle Insurance Key Requirements & Coverage at a Glance — Updated March 2026 30/60/25 Liability Minimum TexasSure E-Verification 21+ Exempt Helmet Law Illegal Lane Splitting What does 30/60/25 actually mean? $30,000 — Maximum the policy pays for bodily injury to one person you hurt in a crash you caused $60,000 — Maximum the policy …