Michigan motorcycle insurance at a glance: Liability: 50/100/10 Default: 250/500 No Standard PIP Helmet Requirement Michigan riders deal with one of the strangest insurance setups in the country. You absolutely need motorcycle liability coverage to ride legally here, but your bike policy is not the same thing as Michigan no-fault car insurance. That means a …
Minnesota motorcycle insurance at a glance: Minimum: 30/60/10 No auto PIP coverage Helmet: Under 18 only Lane filtering: Limited only Minnesota has one of the easiest motorcycle-insurance traps in the country to misunderstand. The state is famous for no-fault auto insurance, but Minnesota motorcycle coverage is not built that way. Under Minn. Stat. ยง 65B.48, …
Nebraska motorcycle insurance at a glance: Minimum liability: 25/50/25 Required UM/UIM BI: 25/50 Helmet law: Waiver for 21+ Lane splitting: Illegal Nebraska motorcycle insurance is more than a simple liability requirement. Nebraska requires the usual bodily injury and property damage liability limits, but it also requires uninsured motorist bodily injury and underinsured motorist bodily injury …
Montana motorcycle insurance at a glance: 25/50/20 Liability UM + UMPD Included by Default Not Full Coverage Montana still lets a rider satisfy the law with 25/50/20. That keeps you legal. It does not repair your bike after a deer strike, pay your ER bill after a left-turn crash, or replace the luggage and gear …
Nevada motorcycle insurance at a glance: Minimum liability: 25/50/20 UM/UIM: Must be offered Helmet law: Universal Lane splitting: Illegal Nevada is strict about motorcycle insurance verification and enforcement. The state runs NV LIVE, an electronic insurance verification system, and cops in Las Vegas, Reno, and across the state can verify your coverage on the spot. …
New Hampshire motorcycle insurance at a glance: Liability Floor: 25/50/25 Optional Front-End Insurance Uninsured Drivers on Road Wildlife Hazards Present New Hampshire is the state that trips riders up on insurance. You can legally register and ride a motorcycle here without buying a standard liability policy first, because New Hampshire is not a mandatory or …