MOTORCYCLE INSURANCE REVIEWS
New York motorcycle insurance at a glance: Minimum liability: 25/50/50 Death liability: $50,000/$100,000 Property damage: $10,000 New York is one of the least intuitive motorcycle-insurance states in the country. It is a no-fault auto state, but the operator a…
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North Dakota motorcycle insurance at a glance: Minimum liability: 25/50/25 UM/UIM: Required No-fault/PIP: $30,000 Lane splitting: Illegal North Dakota is one of the easier states to misunderstand if you ride. A car policy here usually carries basic no-fault/PI…
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Utah motorcycle insurance at a glance: New 2025 Minimum: 30/65/25 Lane Filtering Legal (Limited) PIP Carve-Out for Riders Lane Splitting Prohibited Utah riders need to know two things before they worry about premium shopping. First, the state minimum changed:…
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Texas motorcycle insurance at a glance: Minimum liability: 30/60/25 TexasSure e-verification Helmet: 21+ exempt Lane splitting: Illegal What does 30/60/25 actually mean? $30,000 — Maximum the policy pays for bodily injury to one person you hurt in a crash you…
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Rhode Island motorcycle insurance at a glance: Minimum liability: 25/50/25 UM/UIM: Reducible to $0 Helmet: Under 21 only Lane splitting: Illegal Rhode Island’s legal minimum for a motorcycle is 25/50/25. The part riders miss is the uninsured-motorist rule: if…
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Kansas motorcycle insurance at a glance: Minimum liability: 25/50/25 UM/UIM: Required PIP: Rejectable for motorcycles Helmet: Under 18 only Lane splitting: Illegal Kansas is not just a basic 25/50/25 motorcycle insurance state. It is a Kansas Automobile Injury…
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