MOTORCYCLE INSURANCE REVIEWS
Nevada motorcycle insurance at a glance: Minimum liability: 25/50/20 UM/UIM: Must be offered Helmet law: Universal Lane splitting: Illegal Nevada is strict about motorcycle insurance verification and enforcement. The state runs NV LIVE, an electronic insurance…
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New Hampshire motorcycle insurance at a glance: Liability Floor: 25/50/25 Optional Front-End Insurance Uninsured Drivers on Road Wildlife Hazards Present New Hampshire is the state that trips riders up on insurance. You can legally register and ride a motorcyc…
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North Carolina motorcycle insurance at a glance: Minimum liability: 50/100/50 UIM required after July 1, 2025 Helmet: Universal Contributory negligence NC licensed carrier only North Carolina is not a state where a rider can buy the legal minimum, toss the ID…
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Ohio motorcycle insurance at a glance: Minimum liability: 25/50/25 Helmet: Under 18 + novice Lane splitting: Illegal 18,800 crashes/year What does 25/50/25 actually mean? $25,000 — Maximum the policy pays for bodily injury to one person you hurt in a crash you…
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Oklahoma motorcycle insurance at a glance: Minimum liability: 25/50/25 UM/UIM: Required Helmet: Not required (18+) Lane splitting: Illegal Oklahoma’s motorcycle insurance story starts with a number that looks manageable: 25/50/25. That is still the legal minim…
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Pennsylvania motorcycle insurance at a glance: Minimum liability: 15/30/5 No-fault: Excludes motorcycles Helmet: Required Lane splitting: Illegal Pennsylvania had 787,889 licensed motorcyclists and 350,808 registered motorcycles in 2024, so this is not some ti…
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