MOTORCYCLE INSURANCE REVIEWS
Nevada motorcycle insurance at a glance: Minimum liability: 25/50/20 UM/UIM: Must be offered Helmet law: Universal Lane splitting: Illegal Nevada is strict about motorcycle insurance verification and enforcement. The state runs NV LIVE, an electronic insurance…
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Arkansas motorcycle insurance at a glance: Minimum liability: 25/50/25 Helmet: Required Lane splitting: Illegal License: Class M What does 25/50/25 actually mean? $25,000 — maximum payment for one person’s bodily injury or death $50,000 — maximum total payment…
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Florida motorcycle insurance at a glance: Minimum liability: 10/20/10 Helmet: 21+ exempt No mandate (required after crash) Lane splitting: Illegal What does 10/20/10 actually mean? $10,000 — Maximum for bodily injury to one person under Florida’s financial res…
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Iowa motorcycle insurance at a glance: Minimum liability: 20/40/15 UM/UIM: Included by default Helmet: Not required Lane splitting: Illegal No-fault: Not applicable Iowa still lets riders satisfy the law with 20/40/15 liability limits. That keeps you legal. It…
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New Jersey motorcycle insurance at a glance: Minimum liability: 35/70/25 No-fault/PIP: Not for riders Helmet law: Universal Lane splitting: Illegal New Jersey motorcycle insurance is easy to misunderstand. The state raised the minimum liability requirement to…
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Pennsylvania motorcycle insurance at a glance: Minimum liability: 15/30/5 No-fault: Excludes motorcycles Helmet: Required Lane splitting: Illegal Pennsylvania had 787,889 licensed motorcyclists and 350,808 registered motorcycles in 2024, so this is not some ti…
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