MOTORCYCLE INSURANCE REVIEWS
Minnesota motorcycle insurance at a glance: Minimum: 30/60/10 No auto PIP coverage Helmet: Under 18 only Lane filtering: Limited only Minnesota has one of the easiest motorcycle-insurance traps in the country to misunderstand. The state is famous for no-fault…
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Nevada motorcycle insurance at a glance: Minimum liability: 25/50/20 UM/UIM: Must be offered Helmet law: Universal Lane splitting: Illegal Nevada is strict about motorcycle insurance verification and enforcement. The state runs NV LIVE, an electronic insurance…
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Arkansas motorcycle insurance at a glance: Minimum liability: 25/50/25 Helmet: Required Lane splitting: Illegal License: Class M What does 25/50/25 actually mean? $25,000 — maximum payment for one person’s bodily injury or death $50,000 — maximum total payment…
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Georgia motorcycle insurance at a glance: Minimum liability: 25/50/25 196 rider fatalities (2023) Helmet: Required Lane splitting: Illegal What does 25/50/25 actually mean? Georgia requires three numbers: $25,000 bodily injury liability per person, $50,000 per…
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Missouri motorcycle insurance at a glance: $25,000/$50,000/$25,000 Liability $25,000/$50,000 UM Coverage A 26-year-old rider can legally go without a helmet only if that rider also keeps Chapter 303 financial responsibility and separate medical-benefit coverag…
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Rhode Island motorcycle insurance at a glance: Minimum liability: 25/50/25 UM/UIM: Reducible to $0 Helmet: Under 21 only Lane splitting: Illegal Rhode Island’s legal minimum for a motorcycle is 25/50/25. The part riders miss is the uninsured-motorist rule: if…
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