MOTORCYCLE INSURANCE REVIEWS
Nebraska motorcycle insurance at a glance: Minimum liability: 25/50/25 Required UM/UIM BI: 25/50 Helmet law: Waiver for 21+ Lane splitting: Illegal Nebraska motorcycle insurance is more than a simple liability requirement. Nebraska requires the usual bodily in…
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California motorcycle insurance at a glance: Minimum liability: 30/60/15 Helmet: Required Lane splitting: Legal California riders deal with a mix that almost no other state combines: lane splitting is legal, helmets are mandatory for every rider and passenger,…
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Missouri motorcycle insurance at a glance: $25,000/$50,000/$25,000 Liability $25,000/$50,000 UM Coverage A 26-year-old rider can legally go without a helmet only if that rider also keeps Chapter 303 financial responsibility and separate medical-benefit coverag…
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North Carolina motorcycle insurance at a glance: Minimum liability: 50/100/50 UIM required after July 1, 2025 Helmet: Universal Contributory negligence NC licensed carrier only North Carolina is not a state where a rider can buy the legal minimum, toss the ID…
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North Dakota motorcycle insurance at a glance: Minimum liability: 25/50/25 UM/UIM: Required No-fault/PIP: $30,000 Lane splitting: Illegal North Dakota is one of the easier states to misunderstand if you ride. A car policy here usually carries basic no-fault/PI…
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South Carolina motorcycle insurance at a glance: Liability minimum: 25/50/25 UM required: Yes, at same limits 2026 reinstatement fee: $700 SR-22: 3 years required South Carolina’s motorcycle minimum is not just 25/50/25. The state also requires uninsured motor…
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