MOTORCYCLE INSURANCE REVIEWS
Kansas motorcycle insurance at a glance: Minimum liability: 25/50/25 UM/UIM: Required PIP: Rejectable for motorcycles Helmet: Under 18 only Lane splitting: Illegal Kansas is not just a basic 25/50/25 motorcycle insurance state. It is a Kansas Automobile Injury…
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Arizona motorcycle insurance at a glance: Minimum liability: 25/50/15 3,036 motorcycle crashes (2024) 219 motorcyclist deaths (2024) First uninsured penalty: $500 What does the Arizona minimum actually mean? The 25/50/15 limits represent $25,000 for one person…
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Oregon motorcycle insurance at a glance: Minimum liability: 25/50/20 Required PIP: $15,000 Required UM BI: 25/50 Helmet: Required Lane splitting: Illegal Oregon’s minimum motorcycle insurance is broader than most riders expect. To ride legally on public roads,…
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South Carolina motorcycle insurance at a glance: Liability minimum: 25/50/25 UM required: Yes, at same limits 2026 reinstatement fee: $700 SR-22: 3 years required South Carolina’s motorcycle minimum is not just 25/50/25. The state also requires uninsured motor…
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Virginia motorcycle insurance at a glance: 50/100/25 Required UM/UIM Mandatory No Fee-to-Skip Option Virginia is no longer a “pay the fee and stay uninsured” state. The old uninsured-vehicle fee option ended on July 1, 2024, and DMV now says a Virginia-registe…
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Kentucky Motorcycle Insurance at a Glance Minimum: 25/50/25 Single Limit: $60,000 No BRB Required 1,665 Crashes in 2024 Kentucky has one of the stranger motorcycle-insurance setups in the country. The Commonwealth is a no-fault state for motor vehicles general…
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