DC motorcycle insurance at a glance: Minimum liability: 25/50/10 UM: Required UIM: Not required for motorcycles PIP: Optional Helmet: Required Lane splitting: Illegal The District is one of the easiest places to misunderstand motorcycle insurance. Many riders assume DC is a standard minimum-liability jurisdiction. It is not. A District-compliant motorcycle policy includes $10,000 property-damage liability, …
Delaware motorcycle insurance at a glance: Minimum liability: 25/50/10 PIP: Required (15/30) UM/UIM: Required Helmet: Required (under 19) Lane splitting: Illegal Delaware’s motorcycle minimum is not just 25/50/10. State law layers in basic reparations — Delaware’s PIP-style first-party benefits — plus a separate property-damage benefit and a default slice of first-party damage coverage for the …
Connecticut motorcycle insurance at a glance: Minimum Liability: 25/50/25 UM/UIM Required: Yes (25/50 minimum) E-Proof OK: Phone display allowed Helmet Law: Under 21 required Connecticut is one of those states that looks simple until you read the fine print. The headline number is still 25/50/25. But that is only the start. Connecticut also builds uninsured/underinsured …
Colorado motorcycle insurance at a glance: Minimum liability: 25/50/15 Helmet: Not required (18+) Lane filtering: Limited (legal) Colorado’s legal minimum is still 25/50/15. That keeps your motorcycle legal. It does not make you well protected. One uninsured stop can also push you into a license suspension track, a seven-day response window, and a three-year SR-22 …
Alabama motorcycle insurance at a glance: Minimum liability: 25/50/25 Reinstatement fee: $200-$400 Helmet: Required Lane splitting: Illegal What does 25/50/25 actually mean? $25,000 — maximum coverage for bodily injury to one person in a single crash $50,000 — maximum coverage for bodily injury when two or more people are injured in one crash $25,000 — …
Alaska motorcycle insurance at a glance: Minimum liability: 50/100/25 UM/UIM coverage: Available unless rejected Helmet law: Minors/passengers/permit only Lane splitting: Illegal Alaska’s legal minimum is simple: 50/100/25. The risk around that minimum is not. Alaska DMV has publicly said recent data showed more than 30% of drivers on Alaska roads were uninsured, and the state …