Tennessee motorcycle insurance at a glance: Minimum liability: 25/50/25 UM/UIM: Included by default Helmet law: Required Lane splitting: Illegal Tennessee’s legal floor for motorcycle liability coverage is still 25/50/25 in March 2026, and that sounds more protective than it really is. The problem is that Tennessee riders are dealing with a state that electronically checks …
South Dakota motorcycle insurance at a glance: Minimum liability: 25/50/25 Required UM/UIM BI: Required Helmet law: Under 18 only Lane splitting: Illegal In South Dakota, the legal minimum for motorcycle liability coverage is still 25/50/25. That number is real, but on its own it does not tell you much about what riders here actually face: …
Massachusetts motorcycle insurance at a glance: Bodily Injury: $25k/$50k Property Damage: $30k Uninsured Motorist: $25k/$50k Massachusetts riders have a policy quirk that catches people by surprise. The Commonwealth is famous for no-fault auto insurance, but motorcycle operators and passengers are largely outside the normal PIP system. At the same time, the legal minimum liability limits …
Maryland motorcycle insurance at a glance: Minimum liability: 30/60/15 Required UM/UIM: Yes Helmet law: Universal Lane splitting: Illegal Maryland motorcycle insurance is not a generic, copy-paste topic. The headline minimum is easy enough to state, but the real Maryland issues are more important: motorcycle policies can exclude or reshape the state’s normal economic-loss/PIP benefits, Maryland …
Maine motorcycle insurance at a glance: $50K/$100K Bodily Injury $25K Property Damage $2K MedPay UM/UIM Required $500 Tow/Storage Maine motorcycle insurance is easy to misread because the headline liability limits are only part of the legal minimum. A street-legal bike registered for public-road use in Maine is not just a 50/100/25 state. The law also …
Louisiana motorcycle insurance at a glance: Minimum liability: 15/30/25 UM/UIM: Default unless rejected Helmet law: Universal Lane splitting: Illegal On paper, Louisiana motorcycle insurance looks simple: carry the state minimum and you are legal. In real life, Louisiana is a bad state to get cute with bare-minimum coverage or let a policy lapse. The required …