Indiana Motorcycle Insurance At A Glance Minimum: 25/50/25 UM/UIM Required (Default) No Universal Helmet Law COC Filing Required Indiana motorcycle insurance is easy to underestimate. On paper, the state minimum still looks simple: carry 25/50/25 liability, keep proof of coverage, and stay legal. In practice, Indiana riders are dealing with a much more specific system. …
Idaho motorcycle insurance at a glance: Minimum liability: 25/50/15 UM/UIM: Must be offered Helmet law: Under 18 only Lane splitting: Illegal Idaho does not make motorcycle insurance complicated. It makes it easy to underestimate. A street-legal motorcycle still needs at least 25/50/15 liability coverage, the state checks coverage through its Drive Insured verification program, and …
Hawaii motorcycle insurance at a glance: Minimum liability: 20/40/10 No standard PIP for riders Helmet: Optional (18+) Lane splitting: Illegal Hawaii has a motorcycle insurance quirk that catches a lot of riders off guard. The state’s auto liability minimums moved up to 40/80/20 on January 1, 2026, but the current motorcycle and motor scooter rule …
DC motorcycle insurance at a glance: Minimum liability: 25/50/10 UM: Required UIM: Not required for motorcycles PIP: Optional Helmet: Required Lane splitting: Illegal The District is one of the easiest places to misunderstand motorcycle insurance. Many riders assume DC is a standard minimum-liability jurisdiction. It is not. A District-compliant motorcycle policy includes $10,000 property-damage liability, …
Delaware motorcycle insurance at a glance: Minimum liability: 25/50/10 PIP: Required (15/30) UM/UIM: Required Helmet: Required (under 19) Lane splitting: Illegal Delaware’s motorcycle minimum is not just 25/50/10. State law layers in basic reparations — Delaware’s PIP-style first-party benefits — plus a separate property-damage benefit and a default slice of first-party damage coverage for the …
Connecticut motorcycle insurance at a glance: Minimum Liability: 25/50/25 UM/UIM Required: Yes (25/50 minimum) E-Proof OK: Phone display allowed Helmet Law: Under 21 required Connecticut is one of those states that looks simple until you read the fine print. The headline number is still 25/50/25. But that is only the start. Connecticut also builds uninsured/underinsured …