MOTORCYCLE INSURANCE REVIEWS
Nebraska motorcycle insurance is more than a simple liability requirement. Nebraska requires the usual bodily injury and property damage liability limits, but it also requires uninsured motorist bodily injury and underinsured motorist bodily injury coverage. T…
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Montana makes an important exception for motorcycles: MCA 61-6-303(5) exempts motorcycles and quadricycles from the state’s general compulsory-liability provision. A motorcycle guide that simply says every rider must buy 25/50/20 coverage misses that exception…
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Nevada is strict about motorcycle insurance verification and enforcement. The state runs NV LIVE, an electronic insurance verification system, and cops in Las Vegas, Reno, and across the state can verify your coverage on the spot. A lapsed policy triggers auto…
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New Hampshire is the state that trips riders up on insurance. You can legally register and ride a motorcycle here without buying a standard liability policy first, because New Hampshire is not a mandatory or compulsory insurance state. But that does not mean t…
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Arkansas makes it easy to be legal and easy to be underinsured. The state minimum for a street-legal motorcycle is still just 25/50/25: $25,000 for one person’s injuries, $50,000 for injuries in one crash, and $25,000 for property damage. That will keep your p…
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California’s standard motorcycle liability floor is 30/60/15: $30,000 for one person’s injuries, $60,000 for everyone’s injuries in one accident, and $15,000 for property damage you cause. [3] That liability coverage protects other people’s covered losses when…
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