MOTORCYCLE INSURANCE REVIEWS
Illinois motorcycle insurance at a glance: MINIMUM LIABILITY 25/50/20 REQUIRED COVERAGE Liability + UM VERIFICATION ILIVS Check Liability Required Electronic Verification Penalties Severe Illinois riders have two separate insurance problems to think about. The…
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Mississippi motorcycle insurance at a glance: 25/50/25 Minimum 28.2% Uninsured Rate 1-Year Suspension Risk Mississippi still lets you ride legally with 25/50/25 liability limits. That is the floor, not the safe number. Mississippi also had the highest uninsure…
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Iowa motorcycle insurance at a glance: Minimum liability: 20/40/15 UM/UIM: Included by default Helmet: Not required Lane splitting: Illegal No-fault: Not applicable Iowa still lets riders satisfy the law with 20/40/15 liability limits. That keeps you legal. It…
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Missouri motorcycle insurance at a glance: $25,000/$50,000/$25,000 Liability $25,000/$50,000 UM Coverage A 26-year-old rider can legally go without a helmet only if that rider also keeps Chapter 303 financial responsibility and separate medical-benefit coverag…
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New Jersey motorcycle insurance at a glance: Minimum liability: 35/70/25 No-fault/PIP: Not for riders Helmet law: Universal Lane splitting: Illegal New Jersey motorcycle insurance is easy to misunderstand. The state raised the minimum liability requirement to…
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New York motorcycle insurance at a glance: Minimum liability: 25/50/50 Death liability: $50,000/$100,000 Property damage: $10,000 New York is one of the least intuitive motorcycle-insurance states in the country. It is a no-fault auto state, but the operator a…
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