North Dakota motorcycle insurance at a glance: Minimum liability: 25/50/25 UM/UIM: Required No-fault/PIP: $30,000 Lane splitting: Illegal North Dakota is one of the easier states to misunderstand if you ride. A car policy here usually carries basic no-fault/PIP. A motorcycle policy does not. But a North Dakota bike still has to carry 25/50/25 liability, plus …
Ohio motorcycle insurance at a glance: Minimum liability: 25/50/25 Helmet: Under 18 + novice Lane splitting: Illegal 18,800 crashes/year What does 25/50/25 actually mean? $25,000 — Maximum the policy pays for bodily injury to one person you hurt in a crash you caused $50,000 — Maximum the policy pays for total bodily injuries per crash …
Oklahoma motorcycle insurance at a glance: Minimum liability: 25/50/25 UM/UIM: Required Helmet: Not required (18+) Lane splitting: Illegal Oklahoma’s motorcycle insurance story starts with a number that looks manageable: 25/50/25. That is still the legal minimum. But the Oklahoma detail that matters more is 47 O.S. § 7-116. If you ride uninsured in Oklahoma and …
Pennsylvania motorcycle insurance at a glance: Minimum liability: 15/30/5 No-fault: Excludes motorcycles Helmet: Required Lane splitting: Illegal Pennsylvania had 787,889 licensed motorcyclists and 350,808 registered motorcycles in 2024, so this is not some tiny edge-case market.[26] Even so, the legal floor for a motorcycle policy is still just 15/30/5—$15,000 for one person’s injuries, $30,000 for …
Utah motorcycle insurance at a glance: New 2025 Minimum: 30/65/25 Lane Filtering Legal (Limited) PIP Carve-Out for Riders Lane Splitting Prohibited Utah riders need to know two things before they worry about premium shopping. First, the state minimum changed: the old 25/65/15 floor is gone, and for policies issued or renewed on or after January …
Texas motorcycle insurance at a glance: Minimum liability: 30/60/25 TexasSure e-verification Helmet: 21+ exempt Lane splitting: Illegal What does 30/60/25 actually mean? $30,000 — Maximum the policy pays for bodily injury to one person you hurt in a crash you caused $60,000 — Maximum the policy pays for total bodily injuries per crash if you …