MOTORCYCLE INSURANCE REVIEWS
North Carolina’s minimum motorcycle liability limits are 50/100/50 for policies issued or renewed on or after July 1, 2025. Uninsured and underinsured motorist coverage also belong in the policy review; the liability shorthand does not describe every protectio…
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North Dakota motorcycle insurance requires a distinction that a general auto checklist can hide: motorcycle no-fault coverage is not required. Liability and uninsured/underinsured motorist coverage still matter, but a rider should not assume the motorcycle aut…
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Ohio will let you ride legally with a motorcycle policy that carries just 25/50/25 liability. That is the floor under Ohio’s financial responsibility law. It is also a thin floor. In the same state where the Ohio Department of Insurance says as many as 15% of…
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Oklahoma’s motorcycle insurance story starts with a number that looks manageable: 25/50/25. That is still the legal minimum. But the Oklahoma detail that matters more is 47 O.S. § 7-116. If you ride uninsured in Oklahoma and later make a crash claim, the statu…
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Pennsylvania had 787,889 licensed motorcyclists and 350,808 registered motorcycles in 2024, so this is not some tiny edge-case market.[26] Even so, the legal floor for a motorcycle policy is still just 15/30/5—$15,000 for one person’s injuries, $30,000 for one…
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Utah riders need to know two things before they worry about premium shopping. First, the state minimum changed: the old 25/65/15 floor is gone, and for policies issued or renewed on or after January 1, 2025, Utah’s minimum liability requirement is 30/65/25, or…
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