MOTORCYCLE INSURANCE REVIEWS
North Carolina motorcycle insurance at a glance: Minimum liability: 50/100/50 UIM required after July 1, 2025 Helmet: Universal Contributory negligence NC licensed carrier only North Carolina is not a state where a rider can buy the legal minimum, toss the ID…
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North Dakota motorcycle insurance at a glance: Minimum liability: 25/50/25 UM/UIM: Required No-fault/PIP: $30,000 Lane splitting: Illegal North Dakota is one of the easier states to misunderstand if you ride. A car policy here usually carries basic no-fault/PI…
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Ohio motorcycle insurance at a glance: Minimum liability: 25/50/25 Helmet: Under 18 + novice Lane splitting: Illegal 18,800 crashes/year What does 25/50/25 actually mean? $25,000 — Maximum the policy pays for bodily injury to one person you hurt in a crash you…
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Oklahoma motorcycle insurance at a glance: Minimum liability: 25/50/25 UM/UIM: Required Helmet: Not required (18+) Lane splitting: Illegal Oklahoma’s motorcycle insurance story starts with a number that looks manageable: 25/50/25. That is still the legal minim…
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Pennsylvania motorcycle insurance at a glance: Minimum liability: 15/30/5 No-fault: Excludes motorcycles Helmet: Required Lane splitting: Illegal Pennsylvania had 787,889 licensed motorcyclists and 350,808 registered motorcycles in 2024, so this is not some ti…
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Utah motorcycle insurance at a glance: New 2025 Minimum: 30/65/25 Lane Filtering Legal (Limited) PIP Carve-Out for Riders Lane Splitting Prohibited Utah riders need to know two things before they worry about premium shopping. First, the state minimum changed:…
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