MOTORCYCLE INSURANCE REVIEWS
New Jersey motorcycle insurance at a glance: Minimum liability: 35/70/25 No-fault/PIP: Not for riders Helmet law: Universal Lane splitting: Illegal New Jersey motorcycle insurance is easy to misunderstand. The state raised the minimum liability requirement to…
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North Carolina motorcycle insurance at a glance: Minimum liability: 50/100/50 UIM required after July 1, 2025 Helmet: Universal Contributory negligence NC licensed carrier only North Carolina is not a state where a rider can buy the legal minimum, toss the ID…
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Oklahoma motorcycle insurance at a glance: Minimum liability: 25/50/25 UM/UIM: Required Helmet: Not required (18+) Lane splitting: Illegal Oklahoma’s motorcycle insurance story starts with a number that looks manageable: 25/50/25. That is still the legal minim…
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Pennsylvania motorcycle insurance at a glance: Minimum liability: 15/30/5 No-fault: Excludes motorcycles Helmet: Required Lane splitting: Illegal Pennsylvania had 787,889 licensed motorcyclists and 350,808 registered motorcycles in 2024, so this is not some ti…
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Rhode Island motorcycle insurance at a glance: Minimum liability: 25/50/25 UM/UIM: Reducible to $0 Helmet: Under 21 only Lane splitting: Illegal Rhode Island’s legal minimum for a motorcycle is 25/50/25. The part riders miss is the uninsured-motorist rule: if…
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Kansas motorcycle insurance at a glance: Minimum liability: 25/50/25 UM/UIM: Required PIP: Rejectable for motorcycles Helmet: Under 18 only Lane splitting: Illegal Kansas is not just a basic 25/50/25 motorcycle insurance state. It is a Kansas Automobile Injury…
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