MOTORCYCLE INSURANCE REVIEWS
Wyoming Motorcycle Insurance at a Glance Liability: 25/50/20 UM: Required (unless rejected) Helmet Law: Adults exempt Lane Splitting: Illegal Wyoming makes it easy to stay legal and easy to stay underinsured. The state minimum for a street-legal motorcycle is…
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Vermont motorcycle insurance at a glance: Minimum liability: 25/50/10 Required UM/UIM: 50/100 Helmet law: Universal Lane splitting: Illegal Vermont is a small state with a surprisingly specific insurance and motorcycle-law framework. Riders here deal with shor…
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West Virginia motorcycle insurance at a glance: Minimum liability: 25/50/25 Required UM: 25/50 Helmet law: Universal Lane splitting: Illegal West Virginia is not a state where “25/50/25 and done” tells the whole story. A legal motorcycle policy here must carry…
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Tennessee motorcycle insurance at a glance: Minimum liability: 25/50/25 UM/UIM: Included by default Helmet law: Required Lane splitting: Illegal Tennessee’s legal floor for motorcycle liability coverage is still 25/50/25 in March 2026, and that sounds more pro…
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South Dakota motorcycle insurance at a glance: Minimum liability: 25/50/25 Required UM/UIM BI: Required Helmet law: Under 18 only Lane splitting: Illegal In South Dakota, the legal minimum for motorcycle liability coverage is still 25/50/25. That number is rea…
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