MOTORCYCLE INSURANCE REVIEWS
Arizona now treats passing a vehicle while staying in that vehicle’s lane and riding between traffic lanes or adjacent rows as reckless driving. House Bill 2941 took effect September 12, 2026. The law keeps a limited exception for passing stopped traffic at lo…
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Nebraska motorcycle insurance at a glance: Minimum liability: 25/50/25 Required UM/UIM BI: 25/50 Helmet law: Waiver for 21+ Lane splitting: Illegal Nebraska motorcycle insurance is more than a simple liability requirement. Nebraska requires the usual bodily in…
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Nevada motorcycle insurance at a glance: Minimum liability: 25/50/20 UM/UIM: Must be offered Helmet law: Universal Lane splitting: Illegal Nevada is strict about motorcycle insurance verification and enforcement. The state runs NV LIVE, an electronic insurance…
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Arkansas motorcycle insurance at a glance: Minimum liability: 25/50/25 Helmet: Required Lane splitting: Illegal License: Class M What does 25/50/25 actually mean? $25,000 — maximum payment for one person’s bodily injury or death $50,000 — maximum total payment…
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California motorcycle insurance at a glance: Minimum liability: 30/60/15 Helmet: Required Lane splitting: Legal California riders deal with a mix that almost no other state combines: lane splitting is legal, helmets are mandatory for every rider and passenger,…
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Florida motorcycle insurance at a glance: Minimum liability: 10/20/10 Helmet: 21+ exempt No mandate (required after crash) Lane splitting: Illegal What does 10/20/10 actually mean? $10,000 — Maximum for bodily injury to one person under Florida’s financial res…
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