MOTORCYCLE INSURANCE REVIEWS
Iowa motorcycle insurance at a glance: Minimum liability: 20/40/15 UM/UIM: Included by default Helmet: Not required Lane splitting: Illegal No-fault: Not applicable Iowa still lets riders satisfy the law with 20/40/15 liability limits. That keeps you legal. It…
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New Jersey motorcycle insurance at a glance: Minimum liability: 35/70/25 No-fault/PIP: Not for riders Helmet law: Universal Lane splitting: Illegal New Jersey motorcycle insurance is easy to misunderstand. The state raised the minimum liability requirement to…
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North Carolina motorcycle insurance at a glance: Minimum liability: 50/100/50 UIM required after July 1, 2025 Helmet: Universal Contributory negligence NC licensed carrier only North Carolina is not a state where a rider can buy the legal minimum, toss the ID…
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Ohio motorcycle insurance at a glance: Minimum liability: 25/50/25 Helmet: Under 18 + novice Lane splitting: Illegal 18,800 crashes/year What does 25/50/25 actually mean? $25,000 — Maximum the policy pays for bodily injury to one person you hurt in a crash you…
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Pennsylvania motorcycle insurance at a glance: Minimum liability: 15/30/5 No-fault: Excludes motorcycles Helmet: Required Lane splitting: Illegal Pennsylvania had 787,889 licensed motorcyclists and 350,808 registered motorcycles in 2024, so this is not some ti…
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South Carolina motorcycle insurance at a glance: Liability minimum: 25/50/25 UM required: Yes, at same limits 2026 reinstatement fee: $700 SR-22: 3 years required South Carolina’s motorcycle minimum is not just 25/50/25. The state also requires uninsured motor…
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