MOTORCYCLE INSURANCE REVIEWS
Iowa motorcycle insurance at a glance: Minimum liability: 20/40/15 UM/UIM: Included by default Helmet: Not required Lane splitting: Illegal No-fault: Not applicable Iowa still lets riders satisfy the law with 20/40/15 liability limits. That keeps you legal. It…
Read article
New Jersey motorcycle insurance at a glance: Minimum liability: 35/70/25 No-fault/PIP: Not for riders Helmet law: Universal Lane splitting: Illegal New Jersey motorcycle insurance is easy to misunderstand. The state raised the minimum liability requirement to…
Read article
New York motorcycle insurance at a glance: Minimum liability: 25/50/50 Death liability: $50,000/$100,000 Property damage: $10,000 New York is one of the least intuitive motorcycle-insurance states in the country. It is a no-fault auto state, but the operator a…
Read article
North Carolina motorcycle insurance at a glance: Minimum liability: 50/100/50 UIM required after July 1, 2025 Helmet: Universal Contributory negligence NC licensed carrier only North Carolina is not a state where a rider can buy the legal minimum, toss the ID…
Read article
North Dakota motorcycle insurance at a glance: Minimum liability: 25/50/25 UM/UIM: Required No-fault/PIP: $30,000 Lane splitting: Illegal North Dakota is one of the easier states to misunderstand if you ride. A car policy here usually carries basic no-fault/PI…
Read article
Oklahoma motorcycle insurance at a glance: Minimum liability: 25/50/25 UM/UIM: Required Helmet: Not required (18+) Lane splitting: Illegal Oklahoma’s motorcycle insurance story starts with a number that looks manageable: 25/50/25. That is still the legal minim…
Read article