MOTORCYCLE INSURANCE REVIEWS
Utah motorcycle insurance at a glance: New 2025 Minimum: 30/65/25 Lane Filtering Legal (Limited) PIP Carve-Out for Riders Lane Splitting Prohibited Utah riders need to know two things before they worry about premium shopping. First, the state minimum changed:…
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Texas motorcycle insurance at a glance: Minimum liability: 30/60/25 TexasSure e-verification Helmet: 21+ exempt Lane splitting: Illegal What does 30/60/25 actually mean? $30,000 — Maximum the policy pays for bodily injury to one person you hurt in a crash you…
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Rhode Island motorcycle insurance at a glance: Minimum liability: 25/50/25 UM/UIM: Reducible to $0 Helmet: Under 21 only Lane splitting: Illegal Rhode Island’s legal minimum for a motorcycle is 25/50/25. The part riders miss is the uninsured-motorist rule: if…
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Kansas motorcycle insurance at a glance: Minimum liability: 25/50/25 UM/UIM: Required PIP: Rejectable for motorcycles Helmet: Under 18 only Lane splitting: Illegal Kansas is not just a basic 25/50/25 motorcycle insurance state. It is a Kansas Automobile Injury…
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Oregon motorcycle insurance at a glance: Minimum liability: 25/50/20 Required PIP: $15,000 Required UM BI: 25/50 Helmet: Required Lane splitting: Illegal Oregon’s minimum motorcycle insurance is broader than most riders expect. To ride legally on public roads,…
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Virginia motorcycle insurance at a glance: 50/100/25 Required UM/UIM Mandatory No Fee-to-Skip Option Virginia is no longer a “pay the fee and stay uninsured” state. The old uninsured-vehicle fee option ended on July 1, 2024, and DMV now says a Virginia-registe…
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