MOTORCYCLE INSURANCE REVIEWS
Michigan motorcycle insurance at a glance: Liability: 50/100/10 Default: 250/500 No Standard PIP Helmet Requirement Michigan riders deal with one of the strangest insurance setups in the country. You absolutely need motorcycle liability coverage to ride legall…
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Minnesota motorcycle insurance at a glance: Minimum: 30/60/10 No auto PIP coverage Helmet: Under 18 only Lane filtering: Limited only Minnesota has one of the easiest motorcycle-insurance traps in the country to misunderstand. The state is famous for no-fault…
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Montana motorcycle insurance at a glance: 25/50/20 Liability UM + UMPD Included by Default Not Full Coverage Montana still lets a rider satisfy the law with 25/50/20. That keeps you legal. It does not repair your bike after a deer strike, pay your ER bill afte…
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Florida motorcycle insurance at a glance: Minimum liability: 10/20/10 Helmet: 21+ exempt No mandate (required after crash) Lane splitting: Illegal What does 10/20/10 actually mean? $10,000 — Maximum for bodily injury to one person under Florida’s financial res…
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Illinois motorcycle insurance at a glance: MINIMUM LIABILITY 25/50/20 REQUIRED COVERAGE Liability + UM VERIFICATION ILIVS Check Liability Required Electronic Verification Penalties Severe Illinois riders have two separate insurance problems to think about. The…
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Missouri motorcycle insurance at a glance: $25,000/$50,000/$25,000 Liability $25,000/$50,000 UM Coverage A 26-year-old rider can legally go without a helmet only if that rider also keeps Chapter 303 financial responsibility and separate medical-benefit coverag…
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