MOTORCYCLE INSURANCE REVIEWS
South Carolina motorcycle insurance at a glance: Liability minimum: 25/50/25 UM required: Yes, at same limits 2026 reinstatement fee: $700 SR-22: 3 years required South Carolina’s motorcycle minimum is not just 25/50/25. The state also requires uninsured motor…
Read article
Virginia motorcycle insurance at a glance: 50/100/25 Required UM/UIM Mandatory No Fee-to-Skip Option Virginia is no longer a “pay the fee and stay uninsured” state. The old uninsured-vehicle fee option ended on July 1, 2024, and DMV now says a Virginia-registe…
Read article
Kentucky Motorcycle Insurance at a Glance Minimum: 25/50/25 Single Limit: $60,000 No BRB Required 1,665 Crashes in 2024 Kentucky has one of the stranger motorcycle-insurance setups in the country. The Commonwealth is a no-fault state for motor vehicles general…
Read article
Minimum Liability 25/50/10 Uninsured Motorist 25/50 Required Helmet Law Partial (Under 18) Lane Splitting Illegal In Wisconsin, a motorcycle can be street-legal with less coverage than many riders expect: $25,000/$50,000/$10,000 in liability, plus $25,000/$50,…
Read article
New Mexico motorcycle insurance at a glance: Minimum liability: 25/50/10 UM/UIM: Must be offered Helmet law: 18+ optional Lane splitting: Illegal New Mexico riders have a problem many insurance articles barely mention: your policy does not just have to exist,…
Read article
Tennessee motorcycle insurance at a glance: Minimum liability: 25/50/25 UM/UIM: Included by default Helmet law: Required Lane splitting: Illegal Tennessee’s legal floor for motorcycle liability coverage is still 25/50/25 in March 2026, and that sounds more pro…
Read article