MOTORCYCLE INSURANCE REVIEWS
Michigan motorcycle insurance at a glance: Liability: 50/100/10 Default: 250/500 No Standard PIP Helmet Requirement Michigan riders deal with one of the strangest insurance setups in the country. You absolutely need motorcycle liability coverage to ride legall…
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Montana motorcycle insurance at a glance: 25/50/20 Liability UM + UMPD Included by Default Not Full Coverage Montana still lets a rider satisfy the law with 25/50/20. That keeps you legal. It does not repair your bike after a deer strike, pay your ER bill afte…
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Nevada motorcycle insurance at a glance: Minimum liability: 25/50/20 UM/UIM: Must be offered Helmet law: Universal Lane splitting: Illegal Nevada is strict about motorcycle insurance verification and enforcement. The state runs NV LIVE, an electronic insurance…
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New Hampshire motorcycle insurance at a glance: Liability Floor: 25/50/25 Optional Front-End Insurance Uninsured Drivers on Road Wildlife Hazards Present New Hampshire is the state that trips riders up on insurance. You can legally register and ride a motorcyc…
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Georgia motorcycle insurance at a glance: Minimum liability: 25/50/25 196 rider fatalities (2023) Helmet: Required Lane splitting: Illegal What does 25/50/25 actually mean? Georgia requires three numbers: $25,000 bodily injury liability per person, $50,000 per…
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Mississippi motorcycle insurance at a glance: 25/50/25 Minimum 28.2% Uninsured Rate 1-Year Suspension Risk Mississippi still lets you ride legally with 25/50/25 liability limits. That is the floor, not the safe number. Mississippi also had the highest uninsure…
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