MOTORCYCLE INSURANCE REVIEWS
The District is one of the easiest places to misunderstand motorcycle insurance. Many riders assume DC is a standard minimum-liability jurisdiction. It is not. A District-compliant motorcycle policy includes $10,000 property-damage liability, $25,000/$50,000 t…
Read article
Delaware’s motorcycle minimum is not just 25/50/10. State law layers in basic reparations — Delaware’s PIP-style first-party benefits — plus a separate property-damage benefit and a default slice of first-party damage coverage for the insured motorcycle unless…
Read article
Connecticut is one of those states that looks simple until you read the fine print. The headline number is still 25/50/25. But that is only the start. Connecticut also builds uninsured/underinsured motorist protection into the required package, allows electron…
Read article
Colorado’s legal minimum is still 25/50/15. That keeps your motorcycle legal. It does not make you well protected. One uninsured stop can also push you into a license suspension track, a seven-day response window, and a three-year SR-22 requirement if you need…
Read article
In Alabama, the number most riders know is 25/50/25. The number that causes more real trouble is 30 — because once the state sends a Mandatory Liability Insurance verification notice, you generally get 30 days to prove continuous coverage or use the stored/ino…
Read article
Alaska’s legal minimum is simple: 50/100/25. The risk around that minimum is not. Alaska DMV has publicly said recent data showed more than 30% of drivers on Alaska roads were uninsured, and the state now verifies coverage electronically during registration, l…
Read article